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domingo, 19 de junio de 2016

Most expensive cars to insure 2016 -Part 02)



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Have you ever thought you had just enough money for your dream machine? Worked the numbers, found your lease rate, down payment requirement and a dealer, only to be scuppered by the insurance rate on your chosen ride? Imagine how you’d feel if you were trying to find a rate on something truly extravagant? Would it be enough to put you off? That’s why we’ve come up with this list. Now, insurance is a strange beast, and you’ll get different prices based on your area, personal circumstances and a raft of other factors. But all else being equal, these are the most expensive cars to insure of recent vintage – plus some intriguing anomalies.

2014 BMW 760LI (INSURANCE SCORE: 231)
2014 JAGUAR XKR-S CONVERTIBLE (INSURANCE SCORE 205)
2014 JAGUAR F-TYPE V8 S CONVERTIBLE (INSURANCE SCORE 177)
2014 DODGE VIPER (INSURANCE SCORE 202)
2014 CHEVROLET CORVETTE COUPE (INSURANCE SCORE 122)
2014 HONDA ACCORD EX-L V6 COUPE (INSURANCE SCORE: 159)
2011 PORSCHE BOXSTER SPYDER (INSURANCE SCORE: 159)
2014 TESLA MODEL S (INSURANCE SCORE 135)
2012 TOYOTA YARIS (INSURANCE SCORE 135)
2014 FORD FIESTA ST (INSURANCE SCORE 135)
2013 CHEVROLET SILVERADO 3500 EXT CAB 2WD (INSURANCE SCORE 72)
A V12 limousine with a $182,600 price tag is an unsurprising entry in this list. It’s the most expensive BMW to insure, but also the biggest and baddest of the Bavarian marque’s lineup. If agents took into account the intimidation factor of this rig, it’s likely the insurance cost would be lower.

The two back seats in the XKR-S are not usable for adult humans, and the seats are too deeply scalloped for child seats to fit into them – so what then, are they for? “Ah!” you exclaim, “They’re there to keep the XKR-S in a different, less sporty insurance category!” But if that’s the case…

… then why is the equally fast, two-seat F-Type V8 S Convertible less expensive to insure? Both have similar supercharged V8 powerplants with aural symphonies beautiful enough to soothe the devil himself. Both are light, twitchy and brutal to drive. We think the underwriters have given the F-Type the “you are so darn pretty” discount.

Speaking of brutal. 8.4L V10 engine? Check. 640 hp and 600 lb-ft of torque? Check. Short wheelbase? Check. Insane handling? Check. Ability to coddle over-exuberant journalists in safety and make them look like track stars? Um, no. This wild beast has a reputation for throwing drivers into trees, fences and off cliffs, earning it an insurance score that makes this seemingly affordable American supercar far less accessible.
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